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The Environmental Protection lists all hazardous air pollutants (HAPs) on a prioritized schedule.

A) True
B) False

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Remote Disposal Company operates a hazardous waste storage facility. Concerned that there may be a release of chemicals from the site, Remote sells the property to Serene Developers, Inc. If there is a release, Remote is most likely


A) liable.
B) not liable because the site was sold before the release.
C) not liable because Remote was concerned about the release.
D) not liable because Remote no longer operates the facility.

E) A) and B)
F) A) and C)

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Under federal law, the calorie content of the food on a menu must be posted by Organic Mix, LLC, if Organic Mix is


A) a restaurant chain with twenty or more locations.
B) a food distributor with twenty or more customers.
C) a food processor with twenty or more products.
D) a food producer with twenty or more acres.

E) None of the above
F) A) and B)

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When a release of hazardous chemicals from a site occurs, potentially responsible parties can avoid liability through transfer of ownership.

A) True
B) False

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Rural Electric Company submits a bid to build a dam on federal land as part of a federal project. For this action, an environmental impact statement is most likely


A) prohibited.
B) required.
C) unnecessary.
D) voluntary.

E) A) and B)
F) A) and C)

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Odiferous Waste Company is a subsidiary of Precarious Investments, Inc. Odiferous operates a hazardous waste disposal site. QuikChem Corporation is one of many parties who generate waste disposed of at the site. Odiferous borrows money from Regal Bank, which takes over the site when Odiferous goes bankrupt. The Environmental Protection Agency discovers a leak at the site. Can any of these private parties be forced to pay for the clean up? If so, who?

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Any of the private parties mentioned in ...

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Advertising will not be deemed deceptive so long as it appears to be based on factual evidence, even if it is not.

A) True
B) False

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A barge owned by Oceanic Shipping Company discharges some of the oil contained in its hold into the sea and onto the shore. Under the Oil Pollution Act, this is most likely


A) a violation.
B) not a violation because an oil discharge is not pollution.
C) not a violation because a floating barge is not a stationary source.
D) not a violation because a ship's hold is not a point source.

E) All of the above
F) A) and B)

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Verna makes a living by commercial fishing in a river allegedly polluted by Wall Paint Company. To bring a suit against Wall Paint on the ground of private nuisance, Verna must allege that she suffers from


A) a distinct harm separate from that affecting the general public.
B) a lesser harm than an injunction would impose on Wall Paint.
C) Wall Paint's failure to use reasonable care to avert herm to Verna.
D) the same harm as that affecting the general public.

E) A) and D)
F) B) and D)

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A credit-cardholder is liable for all unauthorized charges made before the creditor is notified that the card has been lost.

A) True
B) False

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The credit department of Metro-Mart calls Nikki at work about an overdue bill. Nikki's employer objects. Metro-Mart continues to call Nikki at work. This is a violation of


A) no federal law.
B) the Fair and Accurate Credit Transactions Act.
C) the Fair Debt Collection Practices Act.
D) the Truth-in-Lending Act.

E) C) and D)
F) A) and D)

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Milo buys an all-terrain-vehicle (ATV) from No-Limit Toys, Inc., on credit but makes no payments on the account. Odell, the owner of No-Limit Toys, calls Milo at home on a Monday morning at three a.m. Odell represents himself as PayNow Collection Agency and demands payment "or else." The next day, Odell sends Milo notice that he has thirty days in which to request verification of the debt and that its payment will be suspended during that time, but that if he does not pay the full amount due within five business days, Odell will arrange for the "destruction of Milo's good credit rating." Which laws has Odell violated, if any, and in what ways?

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Odell, the owner of No-Limit Toys, is in...

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The Environmental Protection Agency sets minimum levels for pollutants in public water systems.

A) True
B) False

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Kip opens an account at a Lotsa Goodies Store, and buys a digital music player and other items, but makes no payments on the account. To collect the debt, Mako, the manager, contacts Kip's parents. This violates


A) no federal law.
B) the Fair and Accurate Credit Transactions Act.
C) the Fair Debt Collection Practices Act.
D) the Truth-in-Lending Act.

E) A) and D)
F) B) and C)

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Without a permit from the U.S. Army Corps of Engineers, Holiday Timeshares, Inc., fills a wetlands area that it owns before constructing a residential resort. Under the Clean Water Act, this is most likely


A) a violation.
B) not a violation because a permit is not needed to fill wetlands.
C) not a violation because the area was filled before construction.
D) not a violation because there was no discharge of pollution.

E) B) and C)
F) A) and D)

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Orange Company makes cellphones. The company's ad states that "if you aren't usin' an Orange, you aren't gettin' any 'C.' " The Federal Trade Commission would consider this ad


A) false and misleading.
B) impermissibly vague and general.
C) a deceptive half-truth.
D) none of the choices.

E) A) and B)
F) A) and C)

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Sweet Treats, Inc., wants to market a new snack food. On the product's label, standard nutrition facts are


A) prohibited.
B) required.
C) strictly voluntary.
D) warranted by the nature of the food.

E) None of the above
F) C) and D)

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Merchants must issue a refund within a specified period of time when a consumer cancels an order.

A) True
B) False

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Food labels are not required to provide standard nutrition facts.

A) True
B) False

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Bodie's application to City Bank for a credit card is denied. Bodie can obtain information on her credit history in a credit agency's files under


A) no federal law.
B) the Equal Credit Opportunity Act.
C) the Fair Credit Reporting Act.
D) the Fair Debt Collection Practices Act.

E) All of the above
F) A) and B)

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